As much as we wish it to be otherwise, bad things happen in life. How we deal with these situations, and how we move past them, are what define us and our lives. While we cannot predict every awful thing that can happen in our lives, we can mitigate the obvious worst-case scenarios. Having backup plans for these common worst-case scenarios is how you will be able to cope and move past them. Follow this guide to help you prepare, and cope, with these common tragedies:
- Losing a Job
Losing a job can be life-threatening for the many Americans who live paycheck-to-paycheck. Prepare for this setback by prioritizing saving for an emergency fund. A good way to do this is to ask for help. Live at home for a while and use what you were spending on rent instead towards your emergency savings. If you lose your job, you’ll have money to keep you afloat while you look for another one. Another way to prepare for losing a job is to actively network – it is always a good thing to have options.
- A Breakup
Breakups can be devastating. You can fall into depression, experience manic emotions and behavior, and much more. There is no way to properly prepare for a breakup, but you can cope after one. Start by ensuring that you eat healthy, drink enough water, and get out of the house. You need time to grieve after a breakup, but that is no excuse to let your health deteriorate and your other relationships to suffer.
- Losing Your Home
You can lose your home because of disaster, because of eviction, and even because you simply don’t feel safe in it any longer. When you lose your home, you lose your safe space. Having insurance coverage for disasters can help you reclaim what you’ve lost and start again. When you’ve been evicted, however, it means you need to focus on your finances and your ability to budget. Cope with the loss of a home by working towards making a new home. It will take time, but you can rebuild.
- Death of a Loved One
The one tragedy none of us like to think about is the death of a loved one. When someone doesn’t plan for their death, it means that that you need to take over. Know the steps beforehand so that you can work through what needs to be done easier. Call the local mortuary, hire unattended death cleanup services if the body has decayed, plan the funeral, and settle the deceased’s affairs. Once everything is in order, take the time to grieve. Ask for support from friends and family if you’re unable to sort through everything by yourself.
Being prepared will help you cope with most tragedies. Having emergency savings protects you from ruin after you lose a job. Similarly, having savings, budgeting correctly, and having insurance coverage can protect your home from disaster and repossession. Most of all, preparing for your own death (no matter how old you are) can help your loved ones immensely. Coping with these tragedies, however, requires time. Everyone grieves differently, but stay healthy, try to maintain social ties and keep your responsibilities, and you will one day start to heal.